I've done a lot of research on Medigap plans and it's best to buy a "low cost premium, high deductible plan". If the total costs of premiums and deductibles for this first plan equals the same amount of premiums and deductibles for a "high premium, low deductible plan", you'll be able to keep your $ and only use it if you need to. Otherwise, your premiums are a definite expense that you may not need to pay. You can save thousands of dollars this way.
|