Talk of The Villages Florida - View Single Post - golf cart insurance will not cover your renters
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Old 08-05-2014, 10:19 AM
Villageswimmer Villageswimmer is offline
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Quote:
Originally Posted by OBXNana View Post
That is correct if the owner of the property does not have the renter added to the golf cart insurance policy during the tenancy period. The renters driving record is checked before being added to the policy. This is done by the insurance company.

We also have the renter sign a paper stating if an accident occurs, when being covered under the policy, the renter is responsible for any out of pocket expenses we as owners may have. This includes, but not limited to, deductible and increase of policy cost due to the accident.




The intent is good, but you may have difficulty enforcing such a document.

Out of pocket expenses are one thing. Much worse, though, is if there are injuries or fatalities. Cart owner could be held liable to all parties. Wouldn't be worth the sleepless nights to me.