It also depends on the Blue Cross plan (they are not equal). The "national plans" like FEP Blue are super duper and work like a charm everywhere in the US and lots of places in Canada. If it is something like Mountain State BC, not so good as you will be "out of network".
I suspect CIGNA is similar. CIGNA coverage has improved dramatically since 2012. (CIGNA actually runs a bunch of programs for FEHBP like Mail Handlers and SAMBA).
Be sure to look up what providers are covered by your program.
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