[NIPAS K-9]

Originally Posted by Bizdoc

It also depends on the Blue Cross plan (they are not equal). The "national plans" like FEP Blue are super duper and work like a charm everywhere in the US and lots of places in Canada. If it is something like Mountain State BC, not so good as you will be "out of network".

I suspect CIGNA is similar. CIGNA coverage has improved dramatically since 2012. (CIGNA actually runs a bunch of programs for FEHBP like Mail Handlers and SAMBA).

Be sure to look up what providers are covered by your program.

THANK YOU, for responding.If anyone else has in input, its appreciated. Thanks to all.