[JohnM]

In reviewing the archives on this subject I note the following pros and cons:

Concrete Block/Stucco:
- more expensive
+ probably better in a hurricane (although built to same standards as frame)
- more maintenance - paint every 5-7 years
- only available on more expensive Designer/Premier homes
+ "Florida look"
+ lower insurance
+ less prone to termites but with spraying probably not a factor for either style

Frame/Vinyl Siding
+ probably better insulating value
- may have more damage after a hurricane (although built to same standards as CBS)
+ less expensive
+ less maintenance - power wash - 2-3 times per year
- greater chance of construction problems - vinyl siding, etc.

After considering the above, it comes down to personal prference.

Have I missed anything?

John