About 10 years ago, I had a very large charge (unquestioned by the bank) in Australia on a credit card which I had not used for over 3 years - it was a card that I used only for my consulting practice, so I knew exactly what I had and had not charged.
I called the bank and told them that it was not my charge. The bank employee got all snippy about how it must have been my fault and that they had probably gotten the charge info from a statement which I had thrown away. The problem with that argument was that I was working in a secure environment where everything was shredded and then burned (which is why I threw away things like bank statements at work).
I suggested that the problem was likely at their bank and canceled my accounts with them. To this day, I refuse to do business with them. Remember, banks can be just as stupid as any merchants. And they are a much more attractive target than some small restaurant. Do you really think they would tell you if they were hacked?
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