One of the best things you can do is put a transaction alert on your card. You choose an amount (I chose $100), and you get an email right away about any charge of that amount or over. Last week I got a transaction alert for a charge of $1968.00. I immediately called Capital One, and they contacted the store with me on the line. The store removed the charge. Fraud department will investigate and I will press charges if they can find out who made the charge.
This charge was made online by someone in Miami. It's just not fair to start blaming the last place you were with your card.
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