Surge protection device (SPD) on your meter by your electric utility or a SPD on your electric panel by a licensed electrician is Primary Surge Protection. It is NOT "whole house" surge protection. Secondary Surge Protection is needed for TVs, computers, microwave ovens, garage door operators and anything else with a microprocessor that you value as it can be fried with even a relatively small surge. CAUTION: Many people overlook the need to connect the coaxial TV connection and the telephone lines through a SPD.
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