I know it isn't fair to compare PA with The Villages, but the water, trash sewer, and irrigation base were somewhat of a surprise. In The Villages the monthly cost is about $70.00 (rough number). There is more water used in The Villages, the trash is picked up twice per week, and less than what we pay in PA. Because we rent the property in The Villages until we can move full time, we have no control over water usage. There is an increase in these fees 9/1 and it may become more in line with what we pay in PA.
We budgeted more and this was a pleasant surprise.
We find when we are in The Villages we think we're on vacation and want to try all the restaurants, hit happy hour, and eat out more than we do in PA. We've discussed the fact we will need to cut back on that expense once we are residents. This is a cost someone has total control, and for us, we will have to fight the urge to eat out as much when we are residents to stay within our budget.
The IRS potential costs are a concern in the back of our minds because of lack of understanding. We hesitated for a while before buying in March and realized we can worry about what may happen or proceed with the purchase. Does the cost cross our minds at times, it would be a lie to say it doesn't, but we have no regrets for moving forward with the purchase.
Overall, the numbers we were given by our sales person were spot on and have had no hidden costs not anticipated.
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