I think some banks are smart to be conservative about opening new branches. How many new customers and money will they draw or will they just be servicing existing accounts that were opened in the north? They don't make money servicing. The only time I need to go into a branch is to go to my safe deposit box about once a year. We have income on direct deposit, bills on auto pay or e bill pay, a debit card for cash, I can electronically transfer between banks and send money to kids, and if I need to deposit a check I can do that with my smart phone.
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