Whatever you do be prepared to review your plans and what they cover every year. We have had an advantage plan now for 4 years and it works well for us. Every year coverage can change and shift a bit but I don't mind the yearly review as it keeps me up to date on where our medical coverage stands. Others may prefer the Supplemental policy which does not carry most of the restrictions the of Advantage Plans, but at an added monthly cost of hundreds of dollars. Either way costs are going up on both as Obama Care is shifting $$$$$$ out of Medicare into "his" plan. It is still all shaking out so keep deligent.
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