Talk of The Villages Florida - View Single Post - Required Minimum Distributions on conventional IRA
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Old 09-22-2014, 11:37 AM
784caroline 784caroline is offline
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Quote:
Originally Posted by billybye View Post
IRS.gov has a simple way to calculate what is needed to be withdrawn. Most people have a lower income after retiring, so a tax break while working for higher wages is beneficial.
If I could withdraw $200,000 a year from my IRA every year I wouldn't be worrying about taxes or paying more for Medicare.
The example of a $200K withdrawal from an IRA is NOT every year but a one time event to provide for a better downpayment on a house.

Otherwise I would agree with you if someone could afford to withdraw $200K every year..thats would be one heck of an IRA balance...no need to worry about taxes.