I have three 5.1 systems, 2 computer and one theater. All are powered subwoofers.
It really depends on how much you care about the lows. Passive subwoofers just don't put out the booming sound of powered.
I really recommend the Visio 5.1 system with powered and wireless (Bluetooth) subwoofer and front soundbar sold at Costco (and I'm sure other places). The rear speakers are wired to the subwoofer, so there is no need to run wires from the front to the back.
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