Unfortunately each provider and the physicians and specialists they have in their network varies and changes from year to year. We have the Florida Blue Advantage plan and were considering changing to the United Healthcare Advantage plan. 2 1/2 years ago my wife had a successful bout with cancer and our hospital and surgeon was Moffitt Cancer Hospital in Tampa. At the end of 2013 when deciding what to do we found that Moffitt dropped United Healthcare as a provider. The reason we were given was UHC was not willing to pay the fees for procedures that Moffitt wanted. We stayed with Florida Blue as my wife continues to have follow up tests that we need covered. This annual change that providers, facilities, and physicians will continue to hop-scotch with, along with premiums, co-pays etc. will see no end soon. If you don't mind paying hundreds of dollars per month for a medicare supplement plan, that will "at this time" allow you to see most any Doctor of your choice, is another option. Just be mindful of the fact that big big bucks are being taken out of medicare funding to help fund Obama Care. This fact alone will have Advantage Plans and Supplemental Plans increasing premiums and adjusting coverage to make up for this loss of revenue. What this all means is every fall during the "enrollment period" you will need to review your specific plan and medical needs to be assured your coverage is where you want it to be.
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