Medicare plus a supplemental plan and drug coverage will cost approximately $300/month, (just a guess as I don't have this plan). You have piece of mind but are paying $3600 per year. for all of your medical needs. If one is constantly sick or has a known expensive condition, that is the way to go.
If one is reasonably healthy, a Medical Advantage cost is $104.90 per month that includes drug coverage. One will have to put their hand in their pocket but not to the tune of $3600/year. Out of pocket maximum is $4400 for the year, with Fl Blue HMO plan, (worst case scenario).
If one feels they will be needing to switch to Medicare, you only get one bite at the apple. You cannot switch back and forth between straight Medicare and Medical Advantage Plans.
Everyone has to decide what is best for them.
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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