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Originally Posted by chachacha
CFrance asks where we would be without medicare? i think we would have lower medical charges and private insurance. when any organization knows the govt is going to pay for something, charges go up....look at college tuition! it is almost impossible to buy health ins if you are over 65, since they only sell supplements for medicare! i experienced this personally when my late husband could not find ins (he was not American) in this country. his excellent private european coverage would have covered him anywhere in the world except USA because of our obscene costs. we really don't know where we would have been if medicare did not come in and force everyone to be on it. as it stands now, of course, we are glad to have it because there is nothing else!
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Well, it seems that you believe that Medicare is a boon to providers. That because it is paid by the government there are higher costs. How about explaining then why doctors and hospitals would MUCH rather have patients covered by private insurance than by Medicare? Yes we have obscene costs driven in part by our fee for service system and in part by our insistence that there is a test, a medication, an operation, a therapy for everything, damn the cost I have insurance for that. We do know a lot about how the elderly did before Medicare. And you are not required to participate in the Medicare system so that argument is specious. Go ahead and find an insurance carrier willing to cover you. By the way, one place you will likely find lower rates for your private insurance non Medicare policy is by using, wait for it....
Healthcare.gov or as you might call it the Obamacare website. And you can be sure that hospitals and private doctors will be receiving higher payments from your private policy than they would have from Medicare