[Gary7]

We have chosen to use a financial adviser (instead of an investment adviser) ... with a credible financial services and solutions company.

Investment Advisors limit their help to investment choices. Financial Planners help you with lifestyle spending, cash flow, saving, investment management, retirement planning, etc.

Laurie2 is right on with the accountant endorsement.

Depending on ones knowledge of the global investment market and the implications to your long-term/short-term goals and tax implications, either solution can work for you ... if the investment decision maker is on top of their game for your benefit.