Warning!!!! My understanding based on the AON rep is that to use the money in the HRA you have to buy the Health Insurance through them!!! If you use an independent agent no HRA $$$. Better check on this. Also be sure to use the Zipcode where you live! You can use different Zipcodes but that premium won't apply to your residence.
This thought is not exactly related, but you would think that the rep. at the call center would put in the computer a summary of your conversation so that when you call back any other rep. would have some idea of your previous conversation.
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