So if the OP is correct and TCL mower had thrown the rock are they liable?
Where did the rock come from and how did it end up in the grass?
Can OP make a case that TCL did the damage?
Suppose there was a stone in the road and a vehicle driving by threw it up into the window?
The damage to the car window is covered under comprehensive and a doubt a deductible applies
It is reasonable to understand why the OP would believe TCL is responsible as it is a logical assumption however, since he cannot prove it he may want to rethink casting dispersions on TCL
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