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Originally Posted by Schaumburger
This post brings up a couple of other interesting questions: if someone does not have any credit cards and pays cash for everything, what would this person's FICO credit score be: 300 or 850?
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No number, no score.
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If for some reason a you would need to rent a car, how would you pay for it without using a credit card; would you use your debit card instead? And if you go on vacation or have to travel for any reason, do you pay for your travel expenses with your debit card or carry a large amount of cash with you? Not trying to be sarcastic, just wondering how this works.
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I seem to remember, a long time ago, I called Key Scales Ford and they said I would be able to rent a car from them without a credit card. But, so far, I have never needed to rent a car so I have never actually done it.
For traveling, I suppose a debit card would work or possibly Travelers Checks. With Travelers Checks I would go to a bank once or twice a week to get cash and then spend the cash. However, having said that, I haven't done any traveling out of the country since I was about 20. At that time I used Travelers Checks in Mexico for a one month vacation.