Hardly anyone takes travelers checks anymore. You must not travel much, or else the places you travel allow you to make rez with your debit card. We travel a lot, and I would not ever want to secure a rez or rent a car using a debit card. Someone could clean out your bank account. With a cc you have all kinds of fraud protection; not so with your bank account/debit card. Don't see why you would eschew a cc. And why give a utility company the use of deposit $ for a year or two when you could be investing that $? That doesn't sound like you, VPL.
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