The answer is to stay on regular medicare and use a suppliment, we have AARP which is processed by UnitedHealth Care. we have Humana for RX.s. My husband also qualified for the VA medical as a back up if need be, he sees the va Dr once a year. I had 6 surgeries last year and everything was paid 100 per cent. It will cost more but you can pick a Dr or hospital anywhere in the US. No Hassel.
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