thanks for that info, debbie, and also joe about the medicare...i hate this time of year for all those conflicting flyers and sales pitches for supplemental ins....philly girl, we look forward to meeting you very soon! to answer joe's question, no, the meet and greet is only about once a month with the purpose of welcoming newbies like you

i hope you made some connections which will develop into good friendships! there is no specific time, just when i get the impression that it is time for another one

so you newbies let me know when you are coming!!!