The formularies seem to be the key. Since I only have one or two Rxs I subscribed to Humana Wal*Mart plan for 2014 @ $12.60 per month. Had a couple unexpected but temporary, health issues crop up and it turns out the formularies on that plan are very limited. Probably would have saved money having NO Medicare Rx plan. I'll be looking for a different provider for 2015.
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