Double check what you are paying for the CDs. I recently saw an ad for 8% CDs, but they were selling for well OVER the $100 coupon price, which effectively lowered the rate of return to less than 3%. Also, review the nature of the bond and whether it is taxable, etc., and the financial stability of the entity issuing the bonds.
I use Amerprise to do all of the above, and my advisor has done very well for me, so well that I kept the same one from up North.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV.
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