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Originally Posted by Sable99
I am new to Medicare and am so confused!! I travel so I have always had BC/BS Standard and since August I also have Medicare Part A and B. Should I keep BC/BS Standard or should I switch to the Basic plan?
Do I need Medicare Part B?
I was a Federal employee with the Senate and I am asuming our health care plan is the same as other Federal employees.
I wished I lived in TV full time so I could attend the meetings at the Golden Corral. I did call the Department on Aging here in Michigan and they told me to keep what I have.
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My advice is Medicare A and B plus standard FEP Blue. Some years you will pay more than you really needed to with Standard. Then there are the years where you really, really want that extra coverage, especially for meds. This is an area where you can be lose saving money. No one knows what next years will bring - if you need that extra coverage, you can't get a do over in mid-year.
The Dept of Aging advice is sound.