I too am quite confused. I am a retired federal employee but not yet eligible for Medicare. I have Aetna (NJ) high option and I have a few major health issues and take quite a bit of medicine. Comparing plans hasn't helped me decide what to do. I know each person has different circumstances but you can't predict what the future will bring.
Will the higher cost of this plan outweigh the possible higher cost of the medicine? The formularies don't seem to list everything I take.
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