We have had Blue Cross Blue Shield Federal Plan for 6 years. Works great. Have never had a doctor here who doesn't take the plan. We have the high option plan. Hubby also has Medicare and when they work together he has hardly any out of pocket. I'm not old enough for Medicare yet so I do have out of pocket about 15-20% on most procedures (x-rays, mri's, etc.). Definitely a good plan. We also have Aetna for dental. Hard to find a dentist who takes the plan but Dr. Heydari at Aesthetic Dentistry across from Walgreens in Colony does.
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