Talk of The Villages Florida - View Single Post - Health Insurance for Retired Federal Employees
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Old 11-12-2014, 11:17 AM
Villageswimmer Villageswimmer is offline
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Originally Posted by laceylady View Post
I am very interested in attending any meetings on this subject. We have Fed BCBS. My husband has been very ill this year. He will be 65 y/o in Nov. 2015. Fed BCBS REC'd close to $1 million in bills for him this year. We have not had any co pays since we hit the $6,000 max. in July. Fed BCBS is outstanding coverage. We will definitely keep it but are confused about whether to get Medicare Part B. I would like a clear explanation about how they work together. Reading the BCBS literature just confuses me more. My husband takes MANY medications also.
So sorry to hear of your husband's health problems. The advice given be the last 2 posters seems sound and informed.

just so you are aware, Medicare will mail your husband information a couple of months before his birthday. In it, he will have the option to opt out of Part B. If he does nothing he will automatically be covered under both.

I wrestled with this just recently because of the additional expense involved. Part B will cost on the order of $104/mo.

I'm glad I decided to go for it. Anyone's good health can change on a dime, and it does give peace of mind to know that everything is covered.

I wish you and your husband well and better days ahead.