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Originally Posted by laceylady
I am very interested in attending any meetings on this subject. We have Fed BCBS. My husband has been very ill this year. He will be 65 y/o in Nov. 2015. Fed BCBS REC'd close to $1 million in bills for him this year. We have not had any co pays since we hit the $6,000 max. in July. Fed BCBS is outstanding coverage. We will definitely keep it but are confused about whether to get Medicare Part B. I would like a clear explanation about how they work together. Reading the BCBS literature just confuses me more. My husband takes MANY medications also.
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So sorry to hear of your husband's health problems. The advice given be the last 2 posters seems sound and informed.
just so you are aware, Medicare will mail your husband information a couple of months before his birthday. In it, he will have the option to opt out of Part B. If he does nothing he will automatically be covered under both.
I wrestled with this just recently because of the additional expense involved. Part B will cost on the order of $104/mo.
I'm glad I decided to go for it. Anyone's good health can change on a dime, and it does give peace of mind to know that everything is covered.
I wish you and your husband well and better days ahead.