Yes, we are one of those folks who have had huge medical bills. However, am important part of our story is not the huge bills as much as how unexpected they were. Prior to her fall, my wife had been extremely active. In her 40s and 50s, she had hiked to the bottom of the Grand Canyon and back up. We spend our honeymoon hiking Acadia National Park and spent our first post-retirement trip hiking in Yellowstone.
All of that changed in a heart beat when she fell. She fractured her C-2 vertibrae and was in a coma for 3 weeks.
If you wait to add insurance coverage until a major event occurs, it is too late. (Just as waiting to look at long term care insurance until you are in your 80s and ready for a nursing home.)
|