[sunnyatlast]

Originally Posted by Living a Fantasy

For many years the AARP has endorsed and marketed various United Healthcare plans with disclosures similar to the one in question here in The Villages. I am pasting such a disclosure from AARP as follows:

AARP's disclosure summary for various United Healthcare plans is accessible from the link below:

Insurance Disclosures
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I see our developer's negotiating with United Healthcare as a benefit to us. Our developer is replacing AARP as the recipient of royalties for intellectual property. As such, our version of the United Healthcare Advantage Village Plan gives us more time with the physicians since it caps the number of patients per physician at 1,250 (where the industry standard is 2,500 - 3,000).

Mostly we benefit with network referrals. At our age and stage in life, specialty physicians are often required. Although not heavily publicized, we may go to any specialist in the State of Florida within the United Healthcare network without a primary care physician's approval. This latter point is HUGE! It means when we need the best of care from a specialist, we don't have to wait for back office clerks to go through the maze of digital paperwork to see a uroligist, cardiologist, etc. Specialist appointment delays are minimized.

The United Healthcare HMO Advantage Plan also has a lightly publicized feature called PASSPORT. We may go elsewhere in the country to United Healthcare network providers; but there is a procedure that needs to be followed usually handled with one phone call.

I am not a Pro-Developer advocate; but I really think they got this one right in structuring a WIN-WIN-WIN for all parties -- residents, doctors, United Health Care, and the Morse Family Empire.

Thank You!