The villages is not a gated community. It is a community with gates. So, I doubt your insurance would cover you. I think you'd have to check with your credit card companies as to their possible coverage. Some homeowners policies cover golf cart rentals.
Theft of golf carts is pretty rare here, although not non-existent. Bigger issue is liability coverage. Sadly, insurance companies have pretty much removed coverage for rentors of golf carts. The rentees are also having difficulty finding coverage.
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Army/embassy brat - traveled too much to mention
Moved here from SF Bay Area (East Bay)
"There are only two ways to live your life: One is as though nothing is a miracle; the other is as though everything is a miracle." Albert Einstein
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