My husband has incurred about $1,000,000 of medical bills this year. Federal BCBS is OUTSTANDING! We do not yet have Medicare. You don't know how GOOD your insurance is until you have to use it for a catastrophe. We heard over and over "Medicare won't allow xxxx". ......but BCBS CERTAINLY DID. I DON't think there is anything they didn't provide that we needed. Doctors and hospitals love it. We hit our $6,000 copay max. In July and they have paid 100% since then.
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 Brooklyn, NY; Kingston/Luzerne, PA; Haledon, NJ; Kansas City, MO; Olympia/Lacey, WA, Sanibel
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