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Originally Posted by Villager Dude
I am new to Medicare Part B as I was covered under my spouses insurance after I retired in 2012. She will be retiring on Dec 31st so we are in the market.
I like Plan F because you know your costs up front, no deductibles, no co pays, and no co insurance. I like the price of the Advantage plans but due to our travel schedule I do not think the passport program in the Advantage plan would work for us.
The Benefits of Plan F are required to be the same for all carriers, the only difference is price. Blue Cross is $180
per month. I was told United would be around $190. Do you have the plan F high deductible plan ?
My Part D drug plan will be $34.10 per month with no deductible. I only take two medicines .
I have been with USAA since college and got the same mailer on Part F, I do not know the price but I think it was $ 188.
Unlike asking a potential Doctor if they take Blue Cross or United the key question with Part F is to ask if they take Medicare, if so then you are home free. I had a friend that got cancer and unfortunately passed away and her husband said the bill was $300, 000 and because they had Plan F it did not cost a thing.
Good Luck in your search.
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Thank you! The price you are quoting, is that per person or per couple? I've always wondered whether I was paying a higher premium because I am single as opposed to a couple. What provider do you have wherein you are only paying $34 for the drug plan with no deductible?
I, too, am not a candidate for or interested in an Advantage plan. Re deductibles: I have none on my Medigap; but, I do have on my drug plan depending on the tier level of the drug.