Quote:
Originally Posted by Villages PL
If credit cards are so care free, how come there are so many hacker stories in the news, like J.C. Penny etc.. J.C. Penny is having a tough time lately because of the sensitive information that was lost.
When something is "new" and better, like new cards, isn't it just a matter of time before crooks figure out how to tap into it?
P.S. The cash in my wallet works perfectly every time and I don't have to check my email after spending. And there's no danger of carrying a lot of cash. Whenever I purchase a big item, which is rare, I pay by check.
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And your check has a heckuva lot more information on it than your credit card. Nor is your bank going to restore any of the money that's cleaned out of it when some crook takes the routing and account number off your check and cleans you out.
So we can all crawl under a rock and refuse to bring ourselves into the 21st century, or we can trust that we won't be held responsible for the fraud. And we can take precautions such as not establishing "accounts" with online vendors that will be hacked. In the two security breaches that have happened in my life, the company that was hacked provided us free of charge with a year's worth of identity theft protection.
You should not even be using the internet if you're so afraid of your security. Throw your cell phone away too, if you have one. And get your investments back in cash and hide it in your mattress, just in case.