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Originally Posted by CFrance
And your check has a heckuva lot more information on it than your credit card. Nor is your bank going to restore any of the money that's cleaned out of it when some crook takes the routing and account number off your check and cleans you out.
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So the crook goes to my bank and says, "I'd like to withdraw money from this account, here's the routing number. Wouldn't the bank ask to see a driver's license? And if they give him my money, is that my fault?
It sounds frightening but it has never happen to me in 50 years of using checks. And I never heard of it happening to any of my friends or relatives.
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So we can all crawl under a rock and refuse to bring ourselves into the 21st century, or we can trust that we won't be held responsible for the fraud. And we can take precautions such as not establishing "accounts" with online vendors that will be hacked. In the two security breaches that have happened in my life, the company that was hacked provided us free of charge with a year's worth of identity theft protection.
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Free of charge? Someone paid for it and it wasn't the company. Most likely it was some poor suckers who decided to load up on Christmas gifts and pay later with high interest rates.
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You should not even be using the internet if you're so afraid of your security. Throw your cell phone away too, if you have one. And get your investments back in cash and hide it in your mattress, just in case.
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No cell phone and no problem with my investments.