Quote:
Originally Posted by Nightengale212
Despite attending several retirement workshops at work the info relayed at each one seems to change which is very confusing at best. I am currently 57 and plan to retire at 65 which will give me almost 21 years of Federal service and a somewhat decent pension. My pension plus taking my full SS at 66.5 without drawing on my TSP or needing to use the SS of my currently common-law-husband (jury is still out if we will legally marry and that will be sorted out in the near future with an elder lawyer) should cover most if not all of our retirement expenses if we relocate to TV which will be accomplished primarily by not having a morgage. At present all my TSP funds are non Roth as Roth was not an option until a few years ago. Would like to know the advantages or disadvantages of transferring some or all of my TSP to Roth.
Any input from FERS retirees or those familiar with this retirement system will be most appreciated.
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This is a wonderful forum to get information for those that may be in similar situations as you. It may not be identical and what works for them may not help you. Have you considered emailing the person that taught your class? The instructor we had said to email him personal questions any time. My husband did and his question was very specific to his own personal needs. The instructor answered.
My husband asked the same question through the Ft. Meade help desk and the answer would have pushed his retirement back by 3 years. He asked the local HR and she "thought" she knew the answer. He was able to get accurate information through the instructor and was told to keep the email since there was discrepancy. His reply was the same as the HR and this was now in writing.
The lengthy class is very informative and I attended with my husband, who is the Federal employee. (CSRS) 4 ears were better than 2. We know some people that have taken the 16 hour class more than once to make sure they have things straight. You may want to repeat the class now that you have specific questions.
Good luck.