I just mailed off my retirement paperwork today! I will be a FERS retiree. Hubby and I will be down in January to start living full time in the home we bought 2 years ago. My advice, which is something I wsh I had done, would be to put a small amount into a Roth so that you can withdraw some money out without worrying about the tax hit when you are setting up your new home in the Villages.
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