[KayakerNC]

Originally Posted by Rosie53

I just mailed off my retirement paperwork today! I will be a FERS retiree. Hubby and I will be down in January to start living full time in the home we bought 2 years ago. My advice, which is something I wsh I had done, would be to put a small amount into a Roth so that you can withdraw some money out without worrying about the tax hit when you are setting up your new home in the Villages.

Keep in mind the ROTH 5 year rule. The 5-year rule for contributions must be met before any Roth earnings can be withdrawn tax-free