Quote:
Originally Posted by CFrance
Obviously you have never heard of the ease with which someone can dip your check into a solution and erase all the writing, leaving the check intact.
|
Like you said, "Really, do some research." The above mainly pertains to outgoing checks stolen from mail boxes before being delivered. This is for people who have mail boxes in front of their house. I first heard about it about 25 years ago.
Quote:
|
Or how easy it is to duplicate the check. Why do you think you can order new checks online using one of those check printing companies by providing your bank information, and someone else can't? Really,do some research.
|
In order for me to get new checks I have to send in a voided check. But assuming someone would do it online or otherwise, wouldn't they have to change the address? Otherwise, the checks would be delivered to me. What about my name? How could they be me without a driver's license? Would they get a fake driver's license with my name on it so they could identify themselves as me. A Florida license has to have a picture on it and is not easy to duplicate. If they are not 73 like me would they have to change the date of birth too? I have never heard of any warnings about this type of fraud. Do you have a link that explains it?
Anyway, my bank covers fraudulent use of checks to withdraw money from my checking account. This includes fraudulent use of a debit card too.
Quote:
|
The fact of the matter is, no hacker has ever been able to get away with fraud on my cc accounts whether someone gave me free identify theft or not.
|
The point is: It could still happen somewhere down the road.
Quote:
|
And in 50 years of using credit cards, I have not laid out one dime due to fraud. I still win, because in year 51 if someone cleans out your bank account, you're skewered. I will never be responsible for a dime of fraud on my cc.
|
You're not up on this stuff: My account, as I said, is protected against loss.
You haven't lost any money and I haven't lost any money. But it's not about us, it's about where the biggest risk is, statistically. And I believe the biggest risk is with credit cards. That's what has been grabbing all the headlines lately.