[JB in TV]

Originally Posted by sunnyatlast

New, high deductibles are causing patients to avoid going to the dr. for preventative or other routine care because they simply do not have the cash after paying their new, higher premiums.

"Deductibles for the most popular health plans sold through the new marketplaces are higher than those commonly found in employer-sponsored health plans, according to Margaret A. Nowak, the research director of Breakaway Policy Strategies, a health care consulting company. A survey by the Kaiser Family Foundation found that the average deductible for individual coverage in employer-sponsored plans was $1,217 this year.

In comparison, the average deductible for a bronze plan on the exchange — the least expensive coverage — was $5,081 for an individual and $10,386 for a family, according to HealthPocket, a consulting firm. Silver plans, which were the most popular option this year, had average deductibles of $2,907 for an individual and $6,078 for a family....."

http://www.nytimes.com/2014/10/18/us...r.html?src=twr

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sunny, you said it much better than I did. Thanks!