I would get a PPO from Blue Cross/Blue Shield. I do not know what Florida Blue offers in way of co-pays. We have the Federal Blue Cross Blue Shield PPO, $20 for primary, $30 for specialists, no referrals needed. Good prescription coverage. Good all over the country and if you need treatment overseas, they reimburse you some of it.
With an HMO you are stuck using it in a limited area not good out of area.
__________________
Kyrie Eleison
Philadelphia(Germantown) 20 years, Brandywine Hundred, DE 3 years, St. Mary's County, MD 38 years, Villages
|