[champion6]

That could probably be considered a true statement. However, "the rest of the story" is that Medicare has no annual cap - that 20% could become very large - think cancer treatment, for example.

Coverage with an annual cap can be accomplished two ways: Either go with Medicare and add a Medicare Supplement plan, or replace Medicare with Medicare Advantage plan.

I haven't even mentioned prescription drug coverage.

Please don't rely on this forum to make your decision - this stuff is very complicated. Your health (and the associated costs) is not the same as anyone else's.

If you are in TV, schedule a visit with a SHINE rep for helpful, unbiased information. They are terrific!