In my opinion the Medicare and supplement plan is the way to go. What everyone needs to remember that those docs that take Medicare are also on a percentage, albeit higher than a replacement plan. So if your cancer treatment costs $10,000 dollars and medicare only approves $5,000.00 you will be responsible for the 20% of the 5,000. For those of you that would like to see What Medicare will pay your Doc go to
www.fcso.medicare.gov. We are in area 99 and you can look codes up on Google. (My son is an insurance agent). Many doctors don't like the replacement plans because they get paid less money for more work which means terrible service for us.