There seems to be some inference that Medicare and Medicare advantage plans are comparable. My understanding is that the true comparison should be 1/ Medicare and a Supplement to 2/ Medicare Advantage. True , that if you have Medicare Part A and B only, you then have to pay the extra 20%. That is why most go beyond and get one of the several options for a supplement or opt for Medicare Advantage. The Supplement options vary and you really need understanding of the plans and your position in life to choose the best options. For this you need knowledgeable advice from an expert
Take comments from TOTV posters as opinions (including mine). As an example, one poster inferred that all Doctors must take straight Medicare. That is not so. Most may, but that is by choice.
Remember, that your choice is a gamble. Medicare part A alone is normally a benefit you have paid for and get at no cost. Need additional services then you pay about $100 per month to get Part B. Still at risk for the 20%, then consider a Supplement or Medicare Advantage. Medicare Advantage may limit access but cost less. Medical Drugs a concern, consider Medicare Part D.
If you say , I am in good health and will wait, you are often limited as to when you can activate and then charged more.
Talk to an expert before you make a decision. That expense will pay off in short order.
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