I totally agree with redwitch - not all people are blessed with the perfect job that offers the perfect benefit package and who says that even though you do have insurance that it will not cap out if you becomes seriously ill...My husbands brothers daughter died of cancer at the age of 11 after a 2 year battle...Yes he did have insurance and yes it did cap out and he was stuck with over a million dollars worth of bills after the insurance paid. So bad, he had to declare bankruptcy...Yes he also works hard to provide for his family, but what did it get him. So please do not go on an almighty tirade and say that you should work to provide for your family, because sometimes that just is not enough.
Redwich, good luck...I will pray for you.