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Why does anyone need to go to a bank building anymore? With ATMs, automatic deposit and online banking it is very rare for me to go into a physical bank building. However, sometimes I do feel the need to go to Citizen's First for the popcorn!
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I got nothing against more banks being here and am wholly unfamiliar with the banking industry, but would think they'd be reducing branches as a cost-saving measure, not adding more. Perhaps a former banker could enlighten us? It has to be profitable for them in some way or they wouldn't be doing it. I suppose mortgages and other financial services could account for the need.
Remember all those former Friday afternoons spent scrambling to leave work in time before the bank closed, then waiting in long lines to deposit your danged check? Glad those days are gone.
Pew Research says 51% of adults in the U.S. bank online. 35% of cell phone owners bank using their phones. It doesn't say they're
exclusively online, though.