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Old 01-02-2008, 12:13 PM
DENNIS G DENNIS G is offline
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Default Re: Golf Cart Seat Belts, Pet Carriers or Harnesses

Originally Posted by punkpup
Dennis G, from the sound of it you were lucky not to be killed! Sounds like a horrendous wreck!

Is there such a thing as Golf Cart insurance?

I was even a bit surprised at how fast our host drove her own Golf Cart; flying around corners and in and out of the tunnels! I thought she was kind of on the mellow side.... Obviously I was mistaken, lol.
Yes, there is cart insurance available. Either thru your homeowners policy or auto policy.
I have ours thru our auto policy (State Farm) and have the same coverage as on our vehicles. It is only $160.00 a year vs about $60.00 on the homeowners with only $5000. loss coverage. I have been told by two different agents that some homeowners policy only covers to and from the golf course and while on the course, doesn't cover the cruising most people do or running errands. They may have just been saying that to sell the other policy, I don't know for sure, as I have always been covered under our auto policy.
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