In today's The Villages Recreation News (January 3, 2008), they list 3 garden clubs-- "Garden Club", "Garden North Club", and "Gardening Club West".

There phone numbers listed for the first two. These are for the President of the Garden Club Jerry Van Loozen at (352) 259-9954 and Anne Lambrecht the contact for the Garden North Club. (352) 751-4380.

I would hope that these clubs would have people who knew about which plants to cover and which will survive this kind of cold.