[billethkid]

We used Bank One. Citizen's rates at the time were one full percent above ANY other lender.

There is also the false information that Citizen's makes it happen more conveniently because of their familiarity with the process here in TV.

However, any top shelf lender can be just as effective. My Bank One sourced closing was totally and completely un eventful....smooth as silk to quote the "closing agent:.

This is not to promote Bank One...just that alternatives should be checked before your final choice.

BTK